Brown the beef in batches — do not crowd the pot.
Add only salt early; bloom spices later to prevent burning.
Bloom chili powder, smoked paprika, cumin, coriander, cinnamon, and cocoa powder to build depth.
Deglaze with dark rum and allow the alcohol vapors to cook off fully.
Simmer low and slow for 60–90 minutes for tenderness and flavor development.
Add red and black beans during the final 20 minutes of cooking.
Keep the scotch bonnet whole and pierced for controlled heat.
Finish with a touch of apple cider vinegar for brightness.